The best way to save time and money and avoid unexpected costs and problems is to keep the things that you value in good condition whether it is taking your car in for service or doing it yourself or hiring someone to do home repairs and maintenance.
It is important to take care of the physical, mental and emotional health of you and the people that you love. Health is wealth. Just like the regular maintenance that you do to maintain or increase the value of your car or your home, you need to do daily maintenance on your body and mind to ensure that you remain strong, active, healthy and resilient to handle whatever happens in your life – good or bad.
Health and dental insurance gives you and the ones you love the opportunity to take care of yourselves in the best way possible and pay for many of the costs that OHIP will not cover such as bi-annual visits to the eye doctor for an examination and the portion of the cost of a new pair of glasses if needed, semi-annual visits to the dentist for cleanings and checkups, essential dental surgeries and procedures, timely filling and renewal of prescriptions, weekly or bi-weekly sessions with a non-medical mental health care professional or scheduled visits to a chiropractor, massage, speech or physiotherapist.
Many people have an
employee benefits plan at their place of work that has been put in place to help pay dental bills and health costs not covered by OHIP. If you are a student, unemployed, self-employed or working for an organization without an employee benefits plan, you can buy an individual, couple or a family health and dental insurance plan to help you to cover these costs.