There are two things that we cannot escape from: death and taxes. Many people avoid getting life insurance because they are focused on living not dying. When you are young and healthy, being old, sick and dying seems like a long way off or maybe in another lifetime.

If you are someone who lives for today and never thinks about saving for tomorrow then final expense insurance is for you. While it is uncomfortable to think about, it is important to be prepared for your death. One of the ways that you can do this is by purchasing final expense insurance.

Buying final expense insurance is a generous and thoughtful gift that you can give your loved ones while you are alive. Once you pass away, this gift can be used by your loved ones to cover expenses that you have that you may have remembered to tell them about or that they may only find out about after you are no longer with them. They will be eternally grateful to you for your kindness in giving them this financial security when they need it the most.

While no one wants to talk about death and dying, I will work with you and your loved ones to make this an easy and productive conversation so that everyone is aware of what your wishes are regarding your funeral and burial.

Final expense insurance is about making the uncomfortable more comfortable for you and your loved ones.

Final expense insurance is permanent life insurance that pays an amount to your beneficiary to cover the costs associated with cremation, burial and funeral expenses. These policies can be for $1,000 up to $50,000 or more and are usually purchased using a no-medical product such as a whole life policy.