You may be one of those people who hears those ads on the radio, watches those ads on television or sees those ads on your computer for no-medical insurance and thinks “I’m too young for that” or “It is probably way too expensive for me to buy”, “life insurance is way too difficult and complicated for me to understand” or “I have too many health issues and I am afraid that they will reject me”.

As you are getting older and your family grows with your children now having their own children, you want to be able to leave everyone something after you pass away. Maybe you have been thinking about getting life insurance and you have no idea where to start. You also want to make sure that you get the right policy for your particular situation and avoid buying more insurance than you need. You want insurance that is fast, easy and affordable. No muss and no fuss.

No-medical insurance does not require a nurse to visit with you to collect blood or urine and you will not have to undergo additional tests such as an Electrocardiogram (ECG). Depending on your age and health, you can buy term or permanent insurance from $1,000 to $750,000. Your premiums are determined by your age, smoking status and your truthful answers to some health questions.