Your life can change forever in a flash, an instant, a moment or a heartbeat. You experience a major health crisis like a sudden stroke or massive heart attack or the diagnosis of a serious illness like cancer, MS, ALS, Parkinson’s or another potentially debilitating disease with long-term consequences. Or you may have an unexpected accident – you slip on a patch of ice, fall down a flight of stairs, trip on an uneven sidewalk or lose your balance and hit your head. Perhaps you get injured at work, rear-ended in a collision or seriously wounded while doing home repairs. Maybe you take one too many risks: a shallow dive into unknown waters, a fast run down a difficult ski hill or a bike ride down a steep hillside.
The bottom line is that a major health crisis or unexpected accident can happen when we least expect it. We never think that something like this can happen to us so we are neither emotionally nor financially prepared for what happens next.
Your life as you knew it is over. Yet there is a glimmer of hope in this difficult situation. You have disability insurance.
